Three Billion People Your Checkout Cannot Reach | Sergio Fogel, dLocal

In India maybe 2% hold a Visa or Mastercard. Sergio Fogel on what a printed QR code unlocks. Book Ian for your event → iankhan.com | booking@iankhan.com SUMMARY Sergio Fogel co-founded dLocal to connect merchants to payment methods outside the card networks. He explains why a QR code is dramatically cheaper for a merchant than terminal hardware, the size of the population global e-commerce currently cannot serve, and where crypto and AI sit in the roadmap. KEY FINDINGS • Payment moving past tap to a simple QR code • A merchant needing only to print a small page • Roughly 2% of the population in India holding a Visa or Mastercard • Three billion people global e-commerce currently cannot reach • Tap-to-pay and QR both supported in the same flow • Crypto and AI as the two main industry focuses • Where crypto integration fits into merchant systems NOTABLE QUOTES "We'll let you reach 3 billion people that you're not reaching today." — Sergio Fogel GUEST Sergio Fogel, Co-Founder & President, dLocal FULL TRANSCRIPT iankhan.com/futurist/sergio-fogel-dlocal-payments-reach Recorded at the Future Investment Initiative, Riyadh, for The Futurist. ──────────────────── ABOUT IAN KHAN — AI KEYNOTE SPEAKER Most AI keynotes end with a better understanding. Mine end with a measured readiness score and a ninety-day plan. Your leadership team is assessed before the event, the room sees its own collective result live, and every attendee leaves with a ninety-day plan they helped build. Every year I