"The average American in their 50s has saved about 50,000. They may need a million." - Milken Global 2025

A former SEC enforcement lawyer now at the Milken Institute on financial readiness in America: state-run plans for gig and multi-job workers, Gen Z learning finance from TikTok, why the power of compounding is the single most under-appreciated lever ($100 a month from 25 becomes $150,000), and visualisation tools that help people connect with their future selves.